3 Br Rancher on 1 Acre
15205 Rock Point Rd, Newburg, MD 20664
3
Bedrooms
1
Bathrooms
1,200
Sq Ft
1971
Year Built
43,560
Lot Size (sqft)
single family
Type
Property Description
15205 Rock Point Rd, Newburg, MD 20664
3BR Rancher on 1 Acre in Charles County @ 46% of ARV
(Strong Military + DC Commuter Demand)
Rare chance to buy a full-acre property in Charles County at just 46% of ARV. This 3-bedroom ranch offers the kind of end product buyers compete for: no HOA, room to breathe, a massive 360 sq. ft. deck, and direct appeal to a built-in demand base of DC commuters and military families connected to nearby installations. With renovated homes in this pocket attracting buyers seeking privacy, boating access, and a quieter lifestyle on the Potomac, this is a straightforward value-add project with multiple exit strategies and strong retail demand on the back end.
$151,900 against a $335,000 ARV. 1,200 sqft single-story on an acre. Public boat ramp less than 2 miles away. Near the Wicomico and Potomac Rivers. Dahlgren Naval Support Facility is approximately 25 minutes, Joint Base Andrews and Pax River NAS are each about an hour.
WHY THIS DEAL MAKES SENSE
- 46% of ARV. Entry at $151,900 against a $335,000 ARV. The gap between purchase and resale gives you room to renovate and exit with a real return.
- Full acre lot with no HOA. An acre of land, no restrictions, no monthly fees. The end buyer paying $335K is buying the space, the privacy, and the freedom to use the property however they want. That combination is increasingly hard to find at this price point.
- Three military installations within commuting distance. Dahlgren Naval Support Facility is approximately 25 minutes away. Joint Base Andrews and Patuxent River Naval Air Station are each about an hour. Military families are a consistent and deep buyer pool in this corridor — they need housing, they rotate in regularly, and they pay market rate.
- DC commuter and outdoor lifestyle demand. Southern Maryland attracts buyers looking for an affordable alternative to the DC metro. Add the Wicomico and Potomac Rivers, a public boat ramp less than 2 miles away, and fishing, boating, and crabbing access — and you have a property that appeals to lifestyle buyers as well as commuters. Updated homes in this pocket sell to people who want to live here, not just people who need a place to sleep.
- 360 sqft deck on an acre lot. Large outdoor living space in a setting where it actually matters. The deck and the lot are real selling features at resale — the kind of thing that shows up in listing photos and gets clicks.
- Well and septic both serviced and functioning. The well pump was replaced within the last 3 years. The septic tank was fully pumped a year ago. On a rural property, those are two of the biggest cost concerns — and both are already addressed.
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YOU SHOULD KNOW
The property has not been updated. It needs rehab throughout — kitchen, bathroom, flooring, paint, and finishes. Furnace heat is in place.
The well and septic are both in normal functioning condition. The well pump was replaced within the last 3 years. The septic tank was fully pumped a year ago. Both systems have been serviced — two major rural property concerns that are already addressed.
There is a current occupant who is willing to move when asked. Coordinate timeline accordingly.
No basement. Single-story construction. No HOA. Currently occupied, but delivered vacant at closing
PROPERTY HIGHLIGHTS
- 3 Bedrooms / 1 Bathroom
- 1,200 sqft — single-story
- 1 acre lot — no HOA
- 360 sqft deck
- Furnace heat — no central AC
- Well pump replaced within 3 years — functioning
- Septic tank pumped 1 year ago — functioning
- Public boat ramp ~1.8 miles away
- Near Wicomico and Potomac Rivers
- ~25 min to Dahlgren Naval Support Facility
- ~1 hour to Joint Base Andrews and Pax River NAS
- Vinyl siding, composite shingle roof
- Agricultural Conservation zoning
- Built: 1971
- Charles County — Newburg, MD 20664
THE NUMBERS THAT MATTER
- ARV: $335,000
- Buy It Now: $151,900
- ~46% of ARV
📈 Comps & Market Data: https://matrix.brightmls.com/Matrix/Public/Portal.aspx?ID=54801826677
Closing before 7/31/2026 at RESE Title. Cash or hard money only.
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Property Details
| County: | Charles, MD |
|---|---|
| Municipality: | Unincorporated |
| High Sch Dist: | Charles County Public Schools |
| Tax ID: | 0905012066 |
| Tax Map: | 0086 |
| Tax ID Alt: | 05012066 |
| Tax Act Num: | 012066 |
| City Council Dist: | 05 |
| Parcel Number: | 126 |
| Grid: | 0011 |
| Qual Code: | Average |
| Sub District: | 0 |
| Sub Parcel: | 0126 |
| Tax Year: | 2026 |
| County Tax (Est): | $3,111 |
| Asmt As Of: | 2026 |
| Annual Tax (Est): | $3,438 |
| Taxable Land Asmt: | $110,000 |
| Taxable Bldg Asmt: | $163,700 |
| State/County Tax: | $3,111 |
| Taxable Total Asmt: | $273,700 |
| Special Tax: | $327 |
| SQFT: | 43,560 |
| Acres: | 1.0000 |
| Zoning: | AC |
| Zoning Desc: | Agricult Conservation |
| Total SQFT: | 1,200 | ||||
| Residential Type: | Standard Unit | ||||
| Residential Design: | 1 Story | ||||
| Stories: | 1.00 | ||||
| Total Units: | 1 | ||||
| Abv Grd Fin SQFT: | 1,200 | ||||
| Model: | Standard Unit | ||||
| Fireplace Total: | |||||
| Porch/Deck: | Deck | ||||
| Patio Deck Type: | Deck | ||||
| Bldg Condition: | Average | ||||
| Full Baths: | 1 | ||||
| Total Baths: | 1.0 | ||||
| Exterior: | Siding - Alum/Viny | ||||
| Stories Desc: | 1 | ||||
| Roof: | Shingle - Composite | ||||
| Patio/Deck SQFT: | 360 | ||||
| Heat Delivery: | Hot/Warm Air | ||||
| Property Class Code: | R | ||||
| Sewer: | Pvt/Comm | ||||
| Year Built: | 1971 | ||||
| Sec 1 Construction: | Sec 1 Area: | 360 | Sec 1 Story Type: | ||
| Sec 1 Description: | Deck | Sec 1 Dimensions: | Sec 1 Type: | ||
| Sec 2 Construction: | Sec 2 Area: | 1200 | Sec 2 Story Type: | 1 | |
| Sec 2 Description: | 1 Story No Basement | Sec 2 Dimensions: | Sec 2 Type: |
| Land Use: | R Residential |
|---|---|
| County Legal Desc: | 1 AC W SI RT 257 |
| Use Type: | 1 Story No Basement |
Exit Strategies
DEAL FINANCIALS
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